American Agents Alliance

APRIL 8, 2025

With the potential rise in the cost of auto insurance, policyholders cant afford an accident due to distracted driving right now. Agents and brokers can help play a role in risk mitigation by offering educational resources and talking with their policyholders to provide distracted driving awareness tips.

Auto Insurance 52

Auto Insurance Policyholder Broker-Agent Agents 52

American Agents Alliance

FEBRUARY 7, 2025

Social inflation and E&O risks are connected as agents must manage policyholder expectations even as claims costs rise, premiums remain high, and denials are issued for claims policyholders expected to be covered. Learn more about social inflation and E&O risks and how to manage these concerns.

Broker-Agent 52

Broker-Agent Risk Policyholder Agents 52

American Agents Alliance

JANUARY 11, 2025

The recent Eaton and Palisades fires in the greater Los Angeles area are evidence of the increasingly prevalent wildfire risk in California. As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders.

Insurance Industry 52

Insurance Industry Risk Broker-Agent Policyholder 52

American Agents Alliance

APRIL 17, 2025

As technology advances, so do the risks and exposures associated with digital products. These risks are a daily threat to businesses and individuals. Ransomware, phishing attempts, and AI-generated fraud, cyber risks are evolving faster than most people and organizations can keep up.

Cyber 52

Cyber Agents Risk Broker-Agent 52

American Agents Alliance

JANUARY 17, 2025

Policyholders are looking for more than just the best rate for their insurance coverage. Many want a trusted insurance advisor to help them understand their risks and how to become more resilient. Read on to learn ways to become a risk resilience expert and optimize customer retention. Conduct personalized risk assessments.

Risk 52

Risk Policyholder Broker-Agent Agents 52

American Agents Alliance

MAY 15, 2025

Policyholders are enjoying recreational activities like pools and backyard BBQs, hosting family and friends, and traveling to local events and weekend getaways. While fun, these activities can increase summertime risks for policyholders. Wildfire and drought-related property risks. Losses from summer activities.

Risk 52

Risk Policyholder Broker-Agent Cyber 52

ProWriters

FEBRUARY 7, 2025

At the same time, AI makes improved risk assessment and protection against cyber threats possible. No insurance broker or agent today can afford to ignore the presence of artificial intelligence in cyber security. By reducing false positives, it helps insurers assess actual risk exposure.

Cyber 53

Cyber Broker-Agent Broker Liability 53

American Agents Alliance

NOVEMBER 9, 2024

Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. This requires experience, expertise, and a proactive approach to risk management and mitigation. Some policyholders may be unaware of the coverage gap.

Agents 40

Agents Risk Broker-Agent Policyholder 40

American Agents Alliance

SEPTEMBER 30, 2024

This is a role insurance agents often play — and disaster planning is always more effective when it is proactive. Learn more about how to help policyholders prepare for the unexpected with helpful tips. Provide a checklist so your policyholders can easily keep track of personal property.

Policyholder 40

Policyholder Broker-Agent Personal Property Agents 40

Simply Insurance

JUNE 12, 2025

By Licensed Agent Sa El Reviewed by Sa El Edited By Sa El Updated: June 16, 2025 Licensed Agent Disclosure IN THIS ARTICLE Heading 2 Example Heading 2 Example Finding the right disability insurance quotes can be a daunting task, but it doesnt have to be. Agents not required. But, we are here if you need us.

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ProWriters

FEBRUARY 23, 2025

Security experts also believe China and Iran pose significant cyber risks. Yet this high-profile case illustrates the insurance industry’s need to evolve policy language to address contemporary cyber risks, including state-sponsored cyber attacks. ” Russia isn’t the only actor in current cyber geopolitics.

Cyber 53

Cyber Insurer Insurance Insured 53

American Agents Alliance

JULY 5, 2024

Agents and brokers can leverage data analytics to help reduce their E&O risk and mitigate losses in several ways. Ways to Leverage Data Analytics to Mitigate E&O Risk Here are some actionable ways independent agents and brokers can use data to mitigate their E&O risk.

Risk 40

Risk Broker-Agent Agents Policyholder 40

American Agents Alliance

MARCH 19, 2025

Data-driven decision making can help improve retention rates by helping agents understand policyholder behavior and make adjustments proactively, before customers shop for other options. How to Use Data Analytics to Keep Policyholders Engaged Retaining a policyholder long-term leads to recurring revenue and an ongoing referral source.

Agents 52

Agents Insurance Agents Insurance Agent Policyholder 52

American Agents Alliance

APRIL 28, 2025

This means they need access to agents and brokers who understand their specific needs and concerns. With over 33 million small businesses in the US, the small commercial space could be an untapped market for many independent insurance agents. Small businesses need expert help mitigating and managing their risks.

Agents 52

Agents Broker-Agent Commercial Policyholder 52

American Agents Alliance

MARCH 9, 2025

For agents and brokers, this is a significant opportunity to grow their business while better serving an evolving market. Womens Financial Empowerment and the Opportunities for Agents Women have historically been an underserved market in the insurance industry as men have been the primary decision makers in households.

Agents 52

Agents Insurance Agents Insurance Agent Broker-Agent 52

American Agents Alliance

JUNE 24, 2024

With innovations changing the way policyholders buy insurance, interact with their agents, and file a claim, the entire ecosystem looks and feels different than in the past. Utilizing technology to streamline agency operations and processes is a strategy agents and brokers can use to embrace change and use it to their advantage.

Insurance Agency 52

Insurance Agency Broker-Agent Agents Policyholder 52

American Agents Alliance

NOVEMBER 17, 2024

The changing climate brings unprecedented challenges to the insurance industry, especially to insurance professionals working in high-risk areas like California. Learn more about the impacts of climate change on E&O exposures for P&C agents and brokers. But this can leave policyholders without coverage when they need it.

Agents 40

Agents Broker-Agent Policyholder Risk 40

Cowbell

JULY 25, 2024

In a recent Cowbell Academy webinar, Cowbell partnered with DarkOwl , a leading darknet data provider, to give agents an inside look into the darknet. Before we give a brief summary of what our agents saw during the webinar, let’s take a step back and unpack: what exactly is so dark about the dark web?

Broker-Agent 52

Broker-Agent Policyholder Agents Cyber 52

American Agents Alliance

OCTOBER 18, 2024

Tough insurance markets make managing the industry a challenge for independent agents and brokers. These challenging conditions call for a strategic approach focused on policyholder needs. Read on to learn more about how agents and brokers can best manage tough insurance markets.

Agents 40

Agents Broker-Agent Policyholder Broker 40

American Agents Alliance

OCTOBER 8, 2024

Effectively managing these risks is a critical part of agency operations for any independent agent or broker. Learn more about ways to analyze and lower your risk of E&O losses with technology. An effective way to reduce E&O losses is by using software to help monitor potential risks in real time.

Claim 40

Claim Broker-Agent Agents Broker 40

American Agents Alliance

NOVEMBER 15, 2024

Developing and maintaining strong, trusting carrier relationships is essential for an independent agent or broker. Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents.

Building 40

Building Agents Broker-Agent Policyholder 40

Risk Management Monitor

SEPTEMBER 21, 2021

Spotting problem areas and opportunities sooner makes it easier to develop and implement steps to reduce risk pre-loss and better control costs post-loss. In addition to claims experts, it may also be helpful for the carrier’s loss control team to attend, as well as agent/broker staff.

Claim 75

Claim Injury Workers Compensation Risk 75

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

Property Insurance 52

Property Insurance Policyholder Insurer Insurance 52

American Agents Alliance

OCTOBER 24, 2024

The California FAIR Plan was established to offer fire insurance to homeowners who are otherwise unable to secure coverage from traditional insurers due to the state’s high wildfire risks. Given the scale of this case, the lawsuit highlights a significant risk for insurers operating in California’s wildfire-prone regions.

Damage 40

Damage Claim Broker-Agent Policyholder 40

Cowbell

JANUARY 13, 2025

We have prioritized market education, a crucial element in managing risk and fostering trust with our partners and policyholders. Our expansion of product offerings and our commitment to helping organizations of all sizes manage cyber risk have set a strong foundation for our future.

Cyber 52

Cyber Broker-Agent Commercial Insurance Underwriter 52

American Agents Alliance

OCTOBER 14, 2024

Understanding millennial insurance buyers and their motivations is critical for agents and brokers selling to this demographic. How to Sell to Millennial Insurance Buyers Here are some ways agents and brokers can find success when selling insurance to millennials: Understand the preferences and buying behaviors of millennials.

Agents 40

Agents Broker-Agent Policyholder Insurer 40

American Agents Alliance

AUGUST 10, 2024

The Role of Agents Agents and brokers can help explain these pressures to policyholders who are concerned with rates or repair costs. Another helpful tip for policyholders is to educate them about ways to manage and mitigate their individual risks.

Auto Insurance 40

Auto Insurance Broker-Agent Agents Policyholder 40

Majesco

FEBRUARY 15, 2024

The concept of speed is increasingly becoming an important competitive factor when presenting rating information for specialty insurance risk coverage. Insurance risks are diverse and ever-evolving, especially specialty insurance, which plays a crucial role in providing coverage for unique and high-risk situations.

Policyholder 40

Policyholder Broker-Agent Risk Broker 40

Zywave

NOVEMBER 6, 2024

Brokers can now leverage industry data and loss profiles from similar organizations to provide their clients with more sophisticated insight into coverage limit adequacy and potential loss gaps. . “Now, it’s not only faster, but it’s also smarter. Comprised of over 400,000 insurance programs incepted by U.S.

Cyber 52

Cyber Broker-Agent Broker Commercial 52

American Agents Alliance

DECEMBER 18, 2024

However, agents can pinpoint their efforts strategically by focusing on three high-impact goals. Also think of the opportunities and risks associated with new partnerships, investments, and technology you may be planning. As policyholder expectations continue to evolve rapidly, insurance agents need to adapt quickly as well.

Broker-Agent 40

Broker-Agent Policyholder Agents Building 40

American Agents Alliance

JUNE 10, 2024

Independent agents and brokers need to keep up with these changes, particularly as innovations affect trends in E&O insurance. Policies have to change to keep up with technology and other risks and opportunities. There will be a continued focus on risk mitigation and prevention.

Broker-Agent 40

Broker-Agent Cyber Agents Policy 40

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do?

Broker-Agent 52

Broker-Agent Broker Out-Of-Pocket Premium 52

Property Insurance Centre

JANUARY 4, 2024

. “The increasing frequency and severity of weather events have made it imperative for insurers to reassess their risk models and coverage options,” says weather expert Dr. Emma Thompson. Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Louisiana Insurance Commissioner Tim Temple – a self-described “unicorn” among insurance regulators, given his decades-long background in the industry as an agent, broker, and company president – even renamed programs to address “legal system abuse” when he assumed office in January. Clear communication is key, the participants agreed.

Out-Of-Pocket 64

Out-Of-Pocket Broker-Agent Premium Claim 64

Distinguished

NOVEMBER 7, 2024

Surety’s Defenses : The surety may invoke certain defenses against the obligee’s claim, such as contract modifications that increase the surety’s risk without consent or the obligee’s failure to comply with contractual conditions that mitigate the surety’s obligations.

Claim 52

Claim Compensation Risk Broker-Agent 52

Cover4LetProperty

OCTOBER 10, 2022

That is to say, you (or your agent) are without a criminal record and have no convictions for breaching landlord laws, regulations, or codes of practice. You might also want to consult a letting agent about a realistic rent for the property you are offering. What are let property insurance brokers?

Insurer 52

Insurer Insurance Insured Building 52

Majesco

APRIL 25, 2024

When a policyholder feels heard, when a claim is resolved swiftly, when premiums align with value—those are the grand slams insurers aim for. Loss Control: Expanded premium audit capabilities, improved scalability, and optimized onboarding processes to efficiently manage evolving risk landscapes.

Premium 40

Premium Underwriter Underwriting Claim 40