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Viewpoint: Life-Saving Building Codes Are the Unsung Heroes of Resilience

Insurance Journal

In an era where billion-dollar disasters are becoming the norm, one truth stands above the wreckage: strong building codes save buildings and lives. Yet despite mounting risks, the U.S. remains caught in a paradox. We have the knowledge and …

Building 147
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Ryan Specialty Builds with US Assure, a Builder’s Risk Specialist, in Jacksonville

Insurance Journal

Ryan Specialty, a publicly traded provider of specialty products for insurance agents, brokers and carriers, has agreed to buy US Assure Insurance Services of Florida, a company specializing in builder’s risk insurance. Based in Jacksonville and founded in 1977, US …

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Risk & Insurance Education Alliance Unveils AlliBot 3.0: Advanced AI Tool Including Document Analysis and Policy Comparison Tool

Insurance Journal

Austin, TX June 04,2025 The Risk & Insurance Education Alliance is proud to announce the launch of AlliBot 3.0, the newest generation of its groundbreaking AI-powered knowledge bot designed exclusively for risk and insurance professionals. Building upon AlliBot’s …

Risk 130
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Removing US Subsidies Curbed Building in Climate Risk Zones, Study Finds

Insurance Journal

The US Congress passed the Coastal Barrier Resources Act in 1982 to preserve relatively undeveloped waterfront areas as natural buffer zones. At least 1.4 million acres along the Atlantic and Gulf coasts were made ineligible for the kind of federal …

Building 289
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Commercial Property Customers Cutting Insurance Corners Despite Risk

Insurance Journal

As weather-driven catastrophes become more common and severe, commercial property owners and the agents who serve them are reassessing risks and coverage to get more build for their buck. The new Nationwide Agency Forward Commercial Lines Protection Survey surveyed commercial …

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When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

Property Insurance Coverage Law

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just property damage. Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. The case ofEpperson v.

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People Moves: Risk Strategies Names Bagwell Commercial Lines Leader in West

Insurance Journal

Risk Strategies named Troy Bagwell commercial lines leader for the West region. Bagwell, who is based in Los Angeles, is responsible for building and executing the regional strategy for the commercial property/casualty business segment. Bagwell joins Risk Strategies from Panorama …