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Can Comp-Exempt Sub Owner Sue Contractor for Work Injury? Miss. Court Says ‘No’

Insurance Journal

It’s a question that has cropped up in state courts only on rare occasions: If the owner or officer of a subcontractor firm opts out of workers’ compensation coverage for himself, can he then sue the general contractor for negligence …

Injury 246
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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

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Understanding Liability Insurance for UK Tradespeople and Contractors

Protect Commercial Insurance

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

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Understanding Retail Shop & Salon Insurance: A Comprehensive Guide for UK Business Owners

Protect Commercial Insurance

Without the right insurance, the costs associated with incidents like these can quickly escalate. Here are some ways insurance protects your business: – Coverage for Damages : Whether it’s damage to property or compensation for injury claims, insurance can cover these costs, ensuring your cash flow isn’t disrupted.

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Business Owner’s Policy for Restaurants

Distinguished

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. BOPs also typically offer a more cost-effective approach for small to mid-sized restaurants than other insurance options.

Policy 40
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HOA Insurance: Everything You and Your Clients Need to Know

Distinguished

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. Specifically, a GL policy provides coverage in the event of an injury or accident in common HOA areas.

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How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Paragon Independent Insurance Agencies

Commercial auto insurance is essential if your company owns or operates vehicles—whether for deliveries, client visits, or transporting goods. It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents.