ProWriters

SEPTEMBER 23, 2024

Your business clients need Employment Practices Liability (EPL) Insurance , or EPLI. Without it, they risk incurring substantial expenses in employment-related claims. Why Do Businesses Need EPL Insurance Coverage? Third-party claims usually deal with allegations of discrimination or harassment. “If

Out-Of-Pocket 92

Out-Of-Pocket Liability Insurance Carrier Policy 92

Zywave

MARCH 3, 2025

While it’s critical insurance carriers, brokers, and policyholders understand the market, its just as important they know what to do about it. ” Claims Handling : Both Chepulis and Vitulli highlighted the critical role of effective claims handling.

Casualty Insurance 52

Casualty Insurance Policyholder Liability General Liability 52

American Agents Alliance

APRIL 3, 2025

This drives up the cost to repair, impacting claims costs. Rising expenses could perhaps cause higher insured values, leading to policy adjustments and higher premiums. Many policyholders do not realize the connection between tariffs and insurance costs. Review policies proactively and suggest coverage adjustments accordingly.

Agents 52

Agents Policyholder Premium Auto Insurance 52

American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

Damage 40

Damage Claim Broker-Agent Policyholder 40

Triple-I: Homeowners Insurance

JANUARY 13, 2025

Overall, this and other key report findings revolve around the value of proactive measures for effective preparedness and mitigation strategies to address the increasing risks posed by severe weather events and the need for collaboration between homeowners, insurers, and governments to enhance resilience against natural disasters.

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Policyholder Claim Premium Risk 78

Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance. WHEN DOES SUBROGATION OCCUR?

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), it would take $1,500 to purchase that same couch today.

Home Insurance 72

Home Insurance Insurance Insured Insurer 72

Boyle Agency Insurance

DECEMBER 31, 2024

Great Protection – Fair Price Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Homeowners Insurance to NJ homeowners. Chubb is a top American insurance carrier that offers a quality product to NJ homeowners to protect their most valuable asset, their home.

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Insured Insurance Insurer Insurance Carrier 52

Boyle Agency Insurance

JULY 29, 2024

Chubb Masterpiece Homeowners Insurance Bogle Agency Insurance offers top Homeowners Insurance protection with Chubb Masterpiece Homeowners Insurance to NJ homeowners. If you should suffer a loss Chubb is quick to send an adjuster to your home to assess the damage and start processing your claim swiftly.

Insured 52

Insured Insurance Insurer Insurance Carrier 52

Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. The world of insurance selling can be overwhelming. The insurance premiums are intended for policies covering cars, houses, life insurance premiums, and more. How to get appointed by an Insurance Carrier?

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Insurance Agent Insurance Agents Agents Broker-Agent 130

Scott Insurance

JANUARY 31, 2024

Although individual rates are based on specific factors such as location, credit score, claims history, age of dwelling and deductible, some general trends are leading to higher rates across the board. Increased claims and weather incidents Approximately 1 in 20 homeowner policies have a claim filed against them in any given year.

Premium 52

Premium Deductible Insurance Insured 52

Scott Insurance

FEBRUARY 7, 2023

Increased Volume and Cost of Auto Claims Your personal auto insurance is designed to pay for the costs that may be incurred due to an accident (property damage/repairs, medical costs). Therefore, if the costs associated with an accident increase, insurance premiums will follow suit. appeared first on Scott Insurance.

Auto Insurance 52

Auto Insurance Premium Insurance Carrier Insurance 52

ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. But when you help your business clients appreciate the difference between E&O vs. EPLI, you’ll help them effectively manage their risks and ensure adequate protection.

Liability 52

Liability Cyber Claim Policy 52

Risk Management Monitor

AUGUST 30, 2021

First, establish a plan that includes clearly defined roles and responsibilities for preventative measures to protect your building, employees or tenants in the event of a hurricane. From a property perspective, ensure that your buildings and structures are adequately protected to mitigate potential damage. Read the Fine Print.

Risk 74

Risk Damage Building Business Interruption 74

Boyle Agency Insurance

MARCH 22, 2024

Outstanding Homeowners Insurance Coverage Bogle Agency Insurance offers Chubb Masterpiece Homeowners Insurance to NJ homeowners. Chubb is a leading American insurance carrier and in the interest of serving our clients’ needs, we offer the best coverage.

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Insurance Insured Insurer Insurance Carrier 40

Scott Insurance

JULY 9, 2024

The Cost of water damage According to two of our personal insurance carrier partners, roughly 1 in 60 homeowners suffer water damage inside their homes each year, and approximately 40% of homeowners have experienced water damage at some point. Once installed, the device can be monitored and controlled through an app.

Damage 52

Damage Theft Property Damage Insurance Carrier 52

TGS

SEPTEMBER 6, 2023

Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another. 

Risk 52

Risk Broker-Agent Insurance Insured 52

Property Insurance Centre

JANUARY 4, 2024

In this article, we will explore the key trends that are influencing property insurance rates, coverage limitations, and market outlooks. By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Redbird Agents

APRIL 15, 2024

Aside from being a requirement, you will receive the fundamental training essential for you to understand how health insurance plans work, including original Medicare, Part C, Medicare supplement plans (also called medigap plans), and part d plans. face-to-face, online, ride-alongs, etc.)?

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Insurance Agent Insurance Agents Agents License 130

New Jersey Workers' Comp

MARCH 25, 2024

34:15-40(d), which provides that the employer or its carrier may serve notice on the third-party defendant or its insurance carrier of its lien rights as to any third-party recovery arising from the work injury. The Court remanded the case to the trial court to take steps to protect NJ Transit’s lien.

Workers Compensation 40

Workers Compensation Compensation Liability Insurance Carrier 40

HBW Leads

MAY 14, 2024

Timing Objections: Some prospects may claim there are better times to purchase insurance, citing budget constraints, pending decisions, or other priorities. Trust and Credibility Objections: Prospects may have reservations about your agency’s reputation, financial stability, or ability to deliver on promises.

Agents 52

Agents Building Insurance Agency Insured 52

Scott Insurance

APRIL 21, 2020

Some specific considerations related to COVID-19 are as follows: For personal protective equipment (PPE), will you be able to meet OSHA PPE standards found in 29 CFR? Additionally, they should pay close attention to what certifications and approvals are required to qualify for protection under the Acts.

Risk 40

Risk Liability Underwriting Underwriter 40

Majesco

APRIL 11, 2024

There is inflation and its pressure on claims costs, whether it’s medical or it is physical damage to homes and businesses. There is an increasing protection gap for our customers. Some customers can’t afford their insurance and they are decreasing the amount of insurance they have or not purchasing it all together.

Commercial Property 40

Commercial Property Risk Claim Deductible 40

Risk Management Monitor

MAY 17, 2021

The payments are an easy target for cybercriminals as hackers and cyber gangs around the world have started to file unemployment claims use stolen identities. Some criminals claim benefits in the names of dead or incarcerated people, while others set up shell companies, “hiring and firing” fictitious employees to collect payments.

Claim 75

Claim Theft Crime Cyber 75

Redbird Agents

JULY 9, 2024

You’ve gotten lazy on studying the different types of insurance which impacts your ability to navigate your client’s needs. I spoken with thousands of insurance agents, many of whom are venturing out on their own for the first time. Pick you product: Choose which type of insurance you’re going to focus on.

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Insurance Agent Insurance Agents Agents Broker-Agent 130

Risk Management Monitor

OCTOBER 25, 2022

With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers. A strong EPL policy and relationship with insurance carrier and broker can help during this time where unemployment may swing back the other way. Both impact the bottom line. Key Action Steps for Risk Managers.

Risk 40

Risk Insurance Insured Business Interruption 40

Healthinsurance.org

JUNE 20, 2024

A domestic partnership – officially recognized in some states and municipalities but not by the federal government – represents a committed relationship between two people, but it does not confer the same rights and protections as marriage. An insurance carrier may ask for a domestic partnership affidavit.

Premium 52

Premium Insurance Insured Insurer 52

Paragon Independent Insurance Agencies

MAY 30, 2025

If you own a business, securing commercial insurance is crucial. Commercial insurance can protect you from financial liability when a covered event occurs. Paragon Independent Insurance Agency, serving Plano, TX, can help you find the right commercial insurance policy for your business.

Commercial Property 40

Commercial Property Commercial Insurance Commercial Damage 40