AMAXX

SEPTEMBER 16, 2024

Work-related injuries can occur in any industry, and when they do, the aftermath can be chaotic and stressful for all parties involved. To mitigate confusion, it’s essential for companies to have a clear and consistent post-injury response procedure. One of the most critical aspects of these procedures is consistency.

Injury 105

Injury Workers Compensation Compensation Workers Comp 105

Insurance Journal

JANUARY 9, 2025

The California Division of Occupational Safety and Health cited Safeway $182,000 in proposed penalties for safety violations that reportedly put roughly 1,700 workers at risk of serious injuries at the company’s warehouse in Tracy, their largest facility in the nation.

Injury 246

Injury Risk Workers Compensation Compensation 246

Mark Jackson Insurance Agency

APRIL 21, 2025

Crutches leaning against a wall by Anna Shvets Workplace injuries affect more than just your team. For business owners, preventing injuries is key to protecting employees, maintaining productivity, and minimizing workers compensation claims. Training is another effective tool for injury prevention.

Workers Compensation 52

Workers Compensation Injury Compensation Claim 52

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

Workers Comp 59

Workers Comp Risk Workers Compensation Injury 59

AMAXX

MAY 19, 2025

When injuries occurred, the only recourse available to the worker was to sue their employer for negligence. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim. These lawsuits were time-consuming, expensive, & often unsuccessful.

Workers Comp 89

Workers Comp Injury Workers Compensation Claim 89

Insurance Journal

AUGUST 27, 2024

On a hot summer day in Oak Ridge, Tennessee, dozens of men removed pipes, asbestos and hazardous waste while working to decontaminate a nuclear facility and prepare it for demolition. Dressed in head-to-toe coveralls and fitted with respirators, the crew …

Risk 263

Risk Injury 263

AMAXX

FEBRUARY 18, 2025

Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. Each classification is assigned a code, which corresponds to a certain level of risk associated with that type of work. The higher the risk, the higher the workers compensation premium for that classification.

Workers Compensation 103

Workers Compensation Compensation Workers Comp Premium 103

AMAXX

AUGUST 26, 2024

To better grasp this, let’s walk through a hypothetical scenario that illustrates two different supervisor responses to an employee’s injury and explore the potential consequences of each approach. Then, we’ll talk about how we can work together to accommodate your injury and help you return to the team as soon as possible.”

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

TGS

MARCH 17, 2025

So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? Its got two main parts: bodily injury liability and property damage liability. Its got two main parts: bodily injury liability and property damage liability. Your own injuries.

Auto Insurance 59

Auto Insurance Liability Risk Out-Of-Pocket 59

AMAXX

FEBRUARY 10, 2025

FREE DOWNLOAD: “How to Calculate Your Minimum Experience Mod, Controllable Premium & the Revenue Impact” Perception of Risk Thispersonhasnot.Theyhavethey’rethey’rethey’renotthey’renotpayingtheirbillsastimely,whichisjustaperceptionofthatrisk. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp 66

Workers Comp Risk Workers Compensation Premium 66

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp 84

Workers Comp Claim Injury Workers Compensation 84

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

This brief provides an overview of how several factors, including skyrocketing costs from litigation, pose risks to coverage affordability, availability, and other potential economic outcomes for Georgia residents. Injury claim severity in the state is slightly higher than in the rest of the country.

Commercial General Liability 89

Commercial General Liability Commercial Umbrella Claim Liability 89

Insurance Journal

FEBRUARY 19, 2025

personal injury law firm Morgan & Morgan sent an urgent email this month to its more than 1,000 lawyers: Artificial intelligence can invent fake case law, and using made-up information in a court filing could get you fired. A …

Injury 267

Injury Liability Risk 267

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Set a Clear Goal The gold standard for reporting an injury should be within 10 minutes.

Claim 71

Claim Workers Comp Injury Workers Compensation 71

Triple-I: Homeowners Insurance

JUNE 3, 2025

Worters, Vice President, Media Relations, Triple-I Vacant homes often carry more risk than meets the eye. Injuries on vacant property can lead to significant financial losses. Vacancy endorsements are available To manage the elevated risks of a vacant property, insurers offer vacant home insurance policies or vacancy endorsements.

Theft 71

Theft Damage Liability Insured 71

AMAXX

MARCH 18, 2025

When a workplace injury occurs, selecting the right physician is a critical factor in ensuring a smooth recovery and return to work. While using an approved network is necessary for insurance and cost-control reasons, not all doctors within the network are equally effective at managing workplace injuries.

Workers Comp 94

Workers Comp Workers Compensation Injury Compensation 94

Frankenmuth Insurance

JANUARY 23, 2025

Start by assessing potential hazards in each department and outlining safety measures tailored to specific roles and risks. To start your plan, identify the specific risks your business faces, such as flooding, storms, or equipment failure. A well-defined safety plan lays the foundation for a secure workplace. Create a disaster plan.

Risk 90

Risk Agents Injury Insurance Agents 90

AMAXX

MARCH 24, 2025

General Exclusions Some roles carry such distinct risks or differ significantly from an employers core operations that they’re classified separately. This concept is known as “multiple classifications,” and it ensures each distinct part of a business accurately reflects its own risk profile.

Workers Comp 104

Workers Comp Premium Workers Compensation Compensation 104

AMAXX

FEBRUARY 18, 2025

Consider Psychosocial Factors Recovery from work injuries is often influenced by psychological and social barriers that go beyond physical healing. How to Overcome This Barrier Engage a Medical Advisor for Peer Review A peer review physician evaluates whether the treating doctors recommendation aligns with best practices for injury recovery.

Workers Comp 91

Workers Comp Injury Workers Compensation Compensation 91

AMAXX

MARCH 4, 2025

Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. Making it clear in company policies that an injury will not automatically lead to job loss. The consequences of these fears are significant.

Workers Compensation 82

Workers Compensation Compensation Claim Workers Comp 82

Boyle Agency Insurance

APRIL 4, 2025

It ensures that the contractor is financially equipped to handle damages or injuries that may occur on-site. Understanding Liability Coverage Contractors should have liability coverage, protecting against property damage or bodily injury occurring during the project.

Property Damage 61

Property Damage Injury Damage Liability 61

AMAXX

MARCH 24, 2025

Payroll serves as a primary measure of the employer’s exposure to potential workplace injury and thus significantly impacts premium costs. Accurate payroll accounting reflecting these deductions helps maintain appropriate premium charges aligned with actual exposure to injury risk. However, strict rules apply.

Workers Comp 71

Workers Comp Premium Injury Workers Compensation 71

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies. This ensures that EBM guidelines reflect a comprehensive, well-rounded approach to injury treatment.

Workers Compensation 66

Workers Compensation Compensation Workers Comp Injury 66

AMAXX

FEBRUARY 24, 2025

The injury coordinator can evaluate these aspects of both telephonic case management and field-based case management by first emailing the adjuster and stating the above. Also, the injury coordinator should know whether your NCM is an RN or a Licensed Practical Nurse (LPN). Can we get a list of all claims that have NCM assigned?

Workers Compensation 66

Workers Compensation Compensation Workers Comp Claim 66

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Insurance Carrier The carrier underwrites the policy and carries the financial risk for claims (in guaranteed cost programs). Insurance Broker The broker places the risk and acts as an advisor and advocate for the employer.

Workers Comp 66

Workers Comp Workers Compensation Injury Claim 66

AMAXX

FEBRUARY 17, 2025

” Fear of termination often outweighs the physical and financial stress of an injury. These concerns could be addressed proactively with a structured post-injury communication plan. Consider using an injury triage system to connect employees with medical professionals early in the process.

Workers Comp 66

Workers Comp Claim Workers Compensation Injury 66

AMAXX

MAY 13, 2025

Total Recordable Incident Rate (TRIR) Why it matters: TRIR, an OSHA metric, tracks how often injuries happen. It’s a leading indicator of workplace safety and risk exposure. How to calculate it: (Number of OSHA recordable injuries 200,000) total hours worked by all employees. Its both a cost and culture metric.

Workers Comp 59

Workers Comp Injury Workers Compensation Claim 59

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

AMAXX

MAY 14, 2025

This could be: A risk manager An HR director A safety leader An injury coordinator What matters is not the titleits the accountability. You need representation from all the critical areas involved in the injury lifecycle. Think of it like branding for your injury management program. And no one really does.

Workers Comp 69

Workers Comp Building Injury Workers Compensation 69

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. These risks can lead to significant financial losses if not properly managed.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Agency Injury 52

AMAXX

MARCH 4, 2025

OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive. A proactive safety strategy aligned with OSHA standards can drastically reduce workplace injuries, lowering both direct and indirect costs. Strategic Shift: View OSHA compliance not just as risk management but as a differentiator that sets your business apart.

Workers Comp 71

Workers Comp Workers Compensation Injury Compensation 71

AMAXX

MARCH 17, 2025

For example: If production is prioritized over safety , employees may feel pressured to work through injuries or avoid reporting them. While this seems logical, it often results in employees not reporting injuries out of fear theyll cost their team a bonus. Small injuries go unaddressed, leading to more severe claims down the road.

Workers Comp 66

Workers Comp Workers Compensation Injury Compensation 66

AMAXX

JULY 29, 2024

In the realm of workers’ compensation, the role of an injury coordinator is pivotal. This position is crucial for managing the complex processes associated with workplace injuries, ensuring both compliance with regulations and the well-being of employees.

Workers Compensation 59

Workers Compensation Injury Compensation Workers Comp 59

Agency Height

MAY 13, 2025

Protect your future with comprehensive Insurance for College Athletescovering injuries, loss of scholarships, and career-ending risks.

Injury 52

Injury Insured Insurance Insurer 52

Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory.

Policy 40

Policy Business Owners Policy General Liability Liability 40

Distinguished

APRIL 23, 2025

Emerging contaminants are chemicals in the environment that have been recently identified as posing a potential risk to the environment or public health. Studies have also shown that long-term exposure to ethylene oxide increases the risk of breast cancer in women. How Can Environmental Insurance Help?

Liability 59

Liability Injury Risk Protection 59

Shield Insurance Agency

MAY 21, 2025

This is because theypresent similar risks to ocean boating, including significant waves, strong currents, and considerable depths. MedicalCoverage: Thiscancover medical expenses for you or your passengers if injuries occur on your boat, often without a deductible. Wehave over10,000lakes and miles of Great Lakes shoreline.

Insured 59

Insured Insurance Insurer Injury 59