Insurance Companies Premium Risk 
Insurance Journal
APRIL 23, 2025
Two lawsuits filed in Los Angeles allege major home insurance companies have colluded to limit coverage in California communities at high risk for wildfires and force homeowners onto the state’s last-resort insurance plan that offers basic coverage and high premiums.
Redbird Agents
FEBRUARY 3, 2025
Because of this, commissions tend to be higher than many other life insurance products, with most carriers paying between 80 percent and 120 percent of the annual premium in first-year commissions. If a policy lapses within the first six to nine months, the insurance company will take back your commission through a chargeback.
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AMAXX
FEBRUARY 18, 2025
These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. What Are Classification Rules?
Insurance Journal
AUGUST 14, 2024
Like single-family homeowners in California, landlords are facing higher insurance premiums, too. Many insurance companies have stopped writing policies in the state because of increased wildfire risks, but that’s … And they’re passing along some of those costs to their tenants.
Boyle Agency Insurance
DECEMBER 3, 2024
That’s because several factors influence the cost of auto insurance premiums. Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance. Driving Record Your driving record is one of the most significant factors affecting your auto insurance rates.
Triple-I: Homeowners Insurance
JUNE 11, 2025
With homeowners insurance expenditures growing much faster than incomes over the past two decades, American households now dedicate an increasing share of their income to insurance premiums. percent of their household income on insurance coverage. In 2001, homeowners typically spent about 1.19 This figure climbed to 2.09
AMAXX
MAY 21, 2025
Ask the average employee who pays for workers compensation, and you might hear answers like the insurance company, the government, or even nobodyits just a benefit. Whether youre an HR leader, risk manager, broker, or vendor, setting the record straight on this issue is the first step toward better results.
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