Property Insurance Coverage Law

MAY 16, 2025

This weeks Senate hearing on the insurance industrys claims practices following natural disasters wasnt just a made-for-TV moment. It was a five-alarm warning siren for policyholders and insurers across the country.

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Claim Policyholder Property Insurance Insurance Industry 167

Property Insurance Coverage Law

OCTOBER 18, 2024

Amy Bach‘s recent LinkedIn post yesterday highlighting concerns about excessive compensation in the insurance industry has struck a chord with many policyholders and consumer advocates. Bach raised these issues in a panel discussion at the American Academy of Actuaries.

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Policyholder Compensation Insured Insurance 189

Top Insurance Blogs

APRIL 23, 2025

Would you like to know the peculiar challenges in the insurance industry facing policyholders and insurers in Germany? If your answer is yes, keep reading.

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Policyholder Insurance Industry Insured Insurance 52

Property Insurance Coverage Law

OCTOBER 25, 2024

In my recent articles, The Façade of Consumer Protection: How Florida’s Political Leadership Continues to Favor Insurance Companies Over Policyholders — Are Florida’s Politicians in Bed with the Insurance Industry and Florida’s Emergency Ethical Rule Conflicts with Xactimate’s License Agreement – Another Example of Insurance Industry Control in Florida, (..)

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Policyholder License Insurance Industry Property Insurance 203

Insurance Journal

NOVEMBER 6, 2024

By this time next year, plaintiffs lawyers, who have frequently been held up as thorns in the side of the Florida property insurance industry for their sometimes-aggressive pursuit of policyholder claims litigation, could have a stamp of credibility to brandish …

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Policyholder Property Insurance Insurance Industry Claim 264

Property Insurance Coverage Law

AUGUST 19, 2024

That is exactly what the insurance industry has accomplished in Florida with recent changes in law.

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Policyholder Insurance Companies Property Insurance Insurance Industry 189

Property Insurance Coverage Law

AUGUST 6, 2024

Florida’s property insurance market is facing unprecedented challenges, leaving policyholders with inadequate coverage at significantly higher rates. The term “shrinkflation,” commonly associated with consumer goods, is now being used to describe a troubling trend in the insurance industry.

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Property Insurance Policyholder Insurance Industry Insured 188

Property Insurance Coverage Law

FEBRUARY 23, 2025

His work has unveiled a deeply concerning pattern within Florida’s insurance industry, noted in the story: Secret Study Found Florida Insurers Sent Billions to Affiliates While Crying Poor.

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Property Insurance Insurance Industry Insured Insurance 100

Top Insurance Blogs

JUNE 13, 2025

The German health insurance industry can’t be effectively discussed without a mention of Debeka. Therefore, in this blog post, I’ll cover everything German policyholders need to know about Debeka: The Best German Health Insurance Company.

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Insurance Companies Policyholder Insured Insurance 76

Property Insurance Coverage Law

DECEMBER 15, 2024

I have a vision of Amy Bach, the Executive Director of United Policyholders, jumping for joy as she read the North Carolina Supreme Court opinion, which the insurance industry must think of as a Friday the 13th ruling.

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Policyholder Damage Property Insurance Insurance Industry 100

Property Insurance Coverage Law

NOVEMBER 1, 2024

Note: This guest blog is by Frank Lombard, CPCU, ARM, an independent property/casualty insurance advisor. Not a day passes without reading something about double-digit increases in the cost of home insurance. The insurance industry claims the increases are a result of inflation, climate change, and consumers filing more claims.

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Home Insurance Casualty Insurance Insured Insurance 189

Property Insurance Coverage Law

OCTOBER 29, 2024

One thing everybody notices in Tallahassee is that there is an army of paid lobbyists and professional proponents of the insurance industry who show up at hearings.

Property Insurance 203

Property Insurance Insurance Industry Insured Insurance 203

Top Insurance Blogs

MAY 9, 2025

Peer-to-peer (P2P) insurance is reshaping how the insurance industry in Germany works. As an experienced insurance agent with 10 years in the game, I’ve observed firsthand how this model offers transparency, cost-effectiveness, and a sense of community among policyholders.

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Policyholder Insurance Agent Insurance Agents Insured 52

American Agents Alliance

APRIL 3, 2025

The global economy is increasingly interconnected, and even in industries like insurance, global issues like supply chain challenges, tariffs, and trade agreements can have significant impacts. While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders.

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Agents Policyholder Premium Auto Insurance 52

Insurance Journal

APRIL 2, 2025

Specialist insurer CFC announced a new cyber product Cyber Proactive Response (CPR) aimed at businesses with revenues up to $250 million. CFC said the new product includes two firsts for the cyber insurance industry. Policyholders will not only …

Cyber 130

Cyber Policyholder Insurance Industry Insured 130

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Recently introduced state tort reform legislation may help to stabilize insurance costs.

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Commercial General Liability Claim Commercial Umbrella Liability 89

Zywave

JUNE 10, 2025

Zywave, a leading insurance technology provider, today announced its 2025 Summer Launch, introducing a suite of advancements designed to drive profitable growth and empower insurers and brokers in an environment of escalating risk.

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Commercial Automobile Broker Policy Insured 52

American Agents Alliance

JANUARY 11, 2025

As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. When consumers do not carry sufficient insurance coverage, everyone is at risk. When consumers do not carry sufficient insurance coverage, everyone is at risk.

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Insurance Industry Risk Broker-Agent Policyholder 52

Word & Brown

JUNE 13, 2025

When it comes to the recruitment of insurance support staff, including sales and marketing assistants as well as customer-focused roles, it’s important that you evaluate your candidates’ soft and technical skills. If you’re hiring a more experienced professional, insurance knowledge can be an added differentiator.

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Out-Of-Pocket License Broker-Agent Insured 52

ProWriters

FEBRUARY 23, 2025

As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. Cyber Insurance war exclusions can leave businesses vulnerable to financial loss. The gray zone poses significant challenges for not only legal frameworks but also insurance policies.

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Cyber Insured Insurance Insurer 53

LexisNexis

SEPTEMBER 17, 2024

With autonomous vehicles or AVs slowly gaining market share and the technology rapidly advancing, this is becoming an increasingly urgent question for insurance companies. Indeed, AV technology could upend the very foundations of the car insurance industry. First, some basics.

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Auto Insurance Insured Insurance Insurer 97

Triple-I: Homeowners Insurance

JANUARY 13, 2025

While the perception of overall severe weather risks varies significantly by region, 65 percent of the participants nationwide believed their home is at risk from thunderstorms, according to the new report, Catastrophic Weather Events and Mitigation: Survey of Homeowners by the Insurance Research Council (IRC), a division of The Institutes.

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Policyholder Claim Premium Risk 78

Triple-I: Homeowners Insurance

MAY 13, 2025

As high-severity natural catastrophes wildfires, floods, hurricanes, and others become more frequent and more people move into riskier locales, insurance affordability and availability have become a challenge in many states. In some cases, this has led to insurers limiting or reducing their business in the state.

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Risk Underwriter Underwriting Premium 52

American Agents Alliance

MARCH 9, 2025

Womens financial empowerment is central to the insurance industry, as their influence is felt across business, investments, and household financial decisions. However, this dynamic has shifted, but women still have less insurance coverage compared with men. Focus on providing information rather than closing the sale.

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Agents Insurance Agents Insurance Agent Broker-Agent 52

InsuredMine

JULY 19, 2024

Insurance agencies once focused primarily on assessing risks, underwriting policies, and managing claims. In this context, understanding why customers might leave and taking preemptive steps to prevent churn has become a strategic imperative for insurance companies. However, the landscape has shifted dramatically.

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Risk Policyholder Insured Insurance 59

Zywave

MAY 19, 2025

The insurance industry is undergoing a fundamental transformation. Insurers, agents and brokers are grappling with rapidly evolving risks that are becoming increasingly complex. To get ahead in this new reality, the “fix needs to be as transformativeeven more sothan the transformation of the industry itself.

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Broker-Agent Broker Risk Agents 52

Triple-I: Business Insurance

JUNE 8, 2022

With this in mind, 73 percent of policyholders said they consider climate change one of their primary concerns, compared with 40 percent of insurers. “Insurers who prioritize focus on sustainability will be making smart long-term business decisions that will positively impact their future relevance and growth.

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Policyholder Risk Underwriter Underwriting 40

Property Insurance Centre

MARCH 19, 2024

Understanding Consumer Education and Property Insurance As an informed consumer, education on consumer rights and property insurance is crucial. It empowers individuals to make informed decisions about insurance coverage and understand their policy rights.

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Property Insurance Policyholder Insured Insurance 52

Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?

Home Insurance 52

Home Insurance Policyholder Insured Out-Of-Pocket 52

American Agents Alliance

FEBRUARY 7, 2025

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

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Broker-Agent Risk Policyholder Agents 52

LexisNexis

MAY 6, 2025

Read now » Related Content Insurance Advertising Compliance Developments Examine advertising compliance requirements for the life and health insurance industry. Visit the Legal Developments page to see the latest topics, which also include breaking legal news and related Practical Guidance content.

Commercial General Liability 40

Commercial General Liability Injury General Liability Liability 40

American Agents Alliance

AUGUST 10, 2024

Severe weather is transforming the auto insurance industry. This means insurers must adapt to changing weather patterns and increasing unpredictability. Focused on the impacts of severe weather events on the auto insurance and repair industries, the report gives timely details on the future of the industry.

Auto Insurance 40

Auto Insurance Broker-Agent Agents Policyholder 40

Bankers Insurance

AUGUST 8, 2024

THE IMPORTANCE OF ACCURATE VALUATION IN COMMERCIAL PROPERTY INSURANCE When purchasing or renewing commercial property insurance , it’s important for businesses to ensure their coverage includes correct property valuations. That’s where accurate insurance-to-value (ITV) calculations come into play. inflation).

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Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market.

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Property Insurance Commercial Property Liability Insured 52

American Agents Alliance

DECEMBER 8, 2024

2025 will bring new ideas, innovations, and changes to an ever-evolving insurance industry. Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close.

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Broker-Agent Agents Broker Risk 40

Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. As we inch closer to 2025, several trends are emerging that promise to reshape the landscape of business insurance. By the 20th century, the insurance industry began to reflect broader societal shifts.

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Commercial Insurance Commercial Insured Insurance 52

American Agents Alliance

MARCH 3, 2025

AI has rapidly transformed the insurance industry and more changes will continue as the technology and use cases mature. New efficient processes and workflows for underwriting, claims, policy administration, billing, and customer service have been implemented across the industry.

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Broker-Agent Broker Agents Risk 52